Is it time to replace all the windows and doors in your house but you have no idea how to finance this large project? Don’t worry, there are several steps you can take to finance that purchase and do all the replacements at once.
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First, let’s review why you want to replace your windows and doors. Chances are you suffer from one or more of the following problems with your windows and doors:
If you fall into any of these categories you no doubt have looked into replacing all your doors and windows, but the price has made you pause. In fact, the average cost of one window has been estimated at $650. And that number could go higher or lower depending on the material, size and other factors. Depending on the type of front door you desire that could cost up to $2,000.
You still may be wondering if the new products are worth the cost so let’s look at what you will save in energy bills. A variety of factors come into play. If you have single-pane windows and change to double-pane (the industry standard) you will definitely see a huge improvement. In fact, the Department of Energy says this will save you between $126 to $425 per year. If you already have double-pane windows there are still significant savings to be made by upgrading to more efficient ones. Definitely make sure you purchase an Energy Star Window at the minimum, and you may even want to consider Energy Star’s Most Efficient windows. These come with even higher energy standards that window manufacturers must meet to earn that label.
What if you don’t plan to stay in your house forever and you wonder if this new investment is worth it? The answer is, it is worth it. If your windows are already in need of replacement, you won’t get top dollar when you go to sell your house. Increasing the value of your home always helps when it’s time to sell, so definitely keep this in mind when making a decision.
By now you likely have an idea of what type of windows you want, so now it’s time to figure out how to make the project work for your wallet.
This is just a rudimentary look at your options. Talk to a financial advisor if you have one, a representative at your local bank, or from a lending company, to gain all your alternatives. Once you gather all the information, you are ready to make the final decision and do what is best for your financial health. You don’t want to create a situation where you are drowning yourself in more debt that you can’t repay.
It is also very important to set a budget when window shopping. That way you won’t fall into the trap of saying, “I have my home equity loan. We can get whatever we want.” Set your budget and stick to it.
When your method of payment is solidified it’s time to go shopping. If you need help finding a reputable window or door company, search Glass.com for some options near you.Get a Free Estimate
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